01 - Combine crushed vanilla wafers and melted butter in small bowl, mixing until evenly moistened. Spoon 2 tablespoons into bottom of each serving cup and press lightly to form crust base.
02 - Beat cream cheese, sugar, and vanilla extract in medium bowl with hand mixer until smooth and creamy consistency is achieved.
03 - Whip cold heavy cream in separate bowl until stiff peaks form. Gently fold whipped cream into cream cheese mixture until fully incorporated.
04 - Whisk banana pudding mix and cold milk together for 2 minutes until mixture thickens considerably.
05 - Layer half the cheesecake filling over crust in each cup, dividing evenly among servings.
06 - Arrange sliced bananas over cheesecake filling in each cup.
07 - Spoon prepared banana pudding over banana layer, distributing evenly among all cups.
08 - Top with remaining cheesecake mixture, spreading smooth over pudding layer.
09 - Sprinkle each cup with additional wafer crumbs, arrange fresh banana slices on top, and add dollop of whipped cream if desired.
10 - Cover cups and refrigerate for minimum 2 hours before serving to allow flavors to meld and mixture to set properly.